Bio

With over 20 years of dedicated experience in the mortgage industry, Ricardo has built a reputation for excellence and client-focused service. Specializing in both purchase loans and refinances, he brings a wealth of knowledge and expertise to every transaction, ensuring that clients receive personalized solutions tailored to their unique financial goals.

Throughout his career, Ricardo has successfully navigated the complexities of the mortgage market, helping countless individuals and families achieve their homeownership dreams and optimize their financial situations through strategic refinancing. Known for a hands-on approach, he is committed to guiding clients through each step of the process with transparency and integrity.

As a seasoned professional, Ricardo stays abreast of industry trends and regulatory changes to provide clients with the most current and relevant advice. His deep understanding of various loan products and lending strategies allows him to offer a wide range of options, ensuring that clients can make informed decisions that best suit their needs.

Whether you're a first-time homebuyer or looking to refinance your existing mortgage, Ricardo is dedicated to delivering exceptional service and achieving the best possible outcomes for you. His extensive experience and unwavering dedication make him a trusted partner in your home financing journey. When Ricardo isn’t working he enjoys spending time with his wife and 3 children and enjoys running outdoors.